Ayushman Bharat Yojana is a government health insurance scheme in India. It provides free or low-cost medical treatment to eligible people. To get benefits, you must have an Ayushman Bharat card. Applying for the Ayushman card is simple and can be done online in a few steps. The Ayushman Card is a health ID given under the Ayushman Bharat PMJAY scheme. It helps low-income people get medical care in approved government and private hospitals.
What is an Ayushman Card?
The Ayushman Bharat card is given under the PMJAY scheme. It helps people get easy access to medical services. The card provides free treatment up to ₹5 lakh per family every year. You can get treatment without paying money at the hospital.
Ayushman Bharat was launched in 2018 to provide health coverage to low-income families in India. It covers expenses before and after hospital treatment. You can apply for the Ayushman card easily by visiting a center, filling the form, and submitting documents. After verification, your card will be approved and available for download. This process ensures that eligible people can easily access healthcare benefits.
Who can apply for the Ayushman Bharat Card?
People whose names are in the SECC 2011 ( Socio-Economic Caste Census) list can apply for the Ayushman Bharat card. Families who meet the rural or urban rules under PMJAY are also eligible. First, you should check your eligibility and then complete the verification process online or offline.
Benefits of Ayushman Bharat Card
The following are the key benefits of Ayushman card :
- Eligible families get cashless treatment in selected hospitals up to ₹5 lakh per year
- Covers many treatments in different medical fields like heart, cancer, and surgery
- Includes pre-hospital and post-treatment expenses for up to 15 days
- Covers costs such as medicines, tests, room charges, doctor fees, surgery, and ICU charges
Eligibility for PMJAY for urban households:
List of Eligible Workers:
- Ragpickers and beggars
- Domestic workers
- Street vendors, hawkers, cobblers, and similar workers
- Construction workers like masons, plumbers, welders, painters, and laborers
- Sweepers, sanitation workers, and gardeners (malis)
- Home-based workers, artisans, handicraft workers, and tailors
- Transport workers such as drivers, conductors, helpers, and rickshaw pullers
- Shop workers, assistants, delivery staff, waiters, and attendants
- Electricians, mechanics, assemblers, and repair workers
- Washermen and chowkidars
Eligibility for PMJAY for Rural Households:
Eligible Families Include:
- Families living in kutcha houses with only one room
- Households with no adult members aged 16 to 59 years
- SC/ST households
- Families with a disabled person and no healthy adult
- Landless families dependent on manual labour for income
Senior Citizens Eligibility (Age 70+):
- All senior citizens above 70 years in rural and urban areas are eligible
- They can get an extra health cover of up to ₹5 lakh per year
- Those using government health schemes like ECHS, CGHS, or CAPF can either continue or switch to PMJAY
- Senior citizens with private insurance or ESI can also avail PMJAY benefits
Documents required for Ayushman Card online
To apply for an Ayushman card online, you need the following documents.
- Aadhaar card for identity verification
- Family proof like ration card
- Income proof
- Caste certificate (if required)
- Contact details such as mobile number, address, and email
Steps to apply for Ayushman Bharat Card
To apply for an Ayushman Card, go to the official website or visit your nearest Common Service Center (CSC). Fill the form with your details and submit it. Follow the steps and you will get confirmation.
Online Application Process for Ayushman Card:
- First, visit the official Ayushman Bharat website
- Click on “Am I Eligible?” to check your eligibility
- Enter your mobile number and captcha, then generate OTP
- Enter the OTP to log in
- Fill in your personal and family details
- Submit the form
- Your eligibility status will be displayed
- You can also check family member details
If you are eligible, you can download your Ayushman card and start using healthcare benefits.
Offline Process for Ayushman Bharat Card:
If you cannot apply online, visit your nearest CSC center or hospital. Carry your Aadhaar card and other documents. Submit your details for verification and apply easily.
How to add a name in Ayushman Card?
Steps to add your name in Ayushman Card:
- Select the option “Add Family Details”
- Enter your ration card number
- Click on “Check Document Details”
- If the ration card is already linked, your family details will appear
Ayushman Card Common Issues and How to Fix Them?
- Incorrect information: Make sure your details match your official documents
- Duplicate application: Check if your card is already created
- Document upload errors: Upload documents in correct format and size
- Mobile number issues: Use a working number for OTP verification
- Eligibility mistakes: Confirm your eligibility before applying
Following these steps can help avoid delays.
How to apply for an Ayushman Vay Vandana card?
Steps to apply for Ayushman Vay Vandana Card (70+):
- First, visit the PMJAY website and click on “Am I Eligible”
- Enter your mobile number, captcha, and OTP to log in
- Click on “Enroll” and enter your Aadhaar number
- Select the option for fresh enrollment for senior citizens (70+)
- Complete e-KYC using Aadhaar OTP and give consent
- Capture your photo and upload it
- Fill in your details and submit the form
- After submission, log in again, search your name, and download your card
How Hospital Treatment Works in Ayushman Bharat?
Follow these steps to use your Ayushman card and get hospital benefits.
- Find a nearby hospital that accepts Ayushman card through the website or CSC center
- Visit the hospital and show your Ayushman card and ID proof
- The hospital will verify your details by scanning the QR code
- After verification, you will receive cashless treatment for covered services
Medical services Under Ayushman Bharat Yojana
Ayushman Bharat Yojana covers many types of treatments. It includes day-care treatments and surgeries. The scheme covers around 24 medical areas like brain surgery, cancer treatment, and heart surgery. The package cost includes the following:
- Registration fees
- General ward and bed charges
- Nursing and boarding charges
- Fees of doctors, surgeons, and specialists
- Operation theatre, anesthesia, oxygen, and blood costs
- Medicines and drugs
- Implants or prosthetic devices (if included)
- Diagnostic tests like MRI, X-ray, and CT scan
- Pre and post-hospitalisation expenses
- Any other treatment-related expenses
What expenses are covered in the Ayushman Bharat Scheme?
PMJAY gives free treatment up to ₹5 lakh for each family. It covers many hospital expenses. The scheme includes the following costs:
- Medical check-up, treatment, and consultation
- ICU and non-ICU care
- Medicines and medical supplies
- Diagnostic tests and lab investigations
- Any complications during treatment
- Hospital accommodation
- Medical implants (if required)
- Food for the patient
- Pre-hospitalisation expenses (up to 3 days)
- Post-hospitalisation care (up to 15 days)
What expenses are not covered in the Ayushman Bharat Scheme?
There are some treatments and services that are not included under the Ayushman Bharat Scheme:
- OPD expenses (without hospital admission)
- Cosmetic or beauty-related surgeries
- Drug rehabilitation treatments
- Individual diagnostic tests
- Fertility treatments
- Organ transplants
Ayushman Card Helpline Number
The Ayushman Bharat Card is an important scheme that provides healthcare support to poor and needy people. It offers up to ₹5 lakh coverage per year and allows cashless treatment in hospitals, ensuring that people get proper medical care without financial problems.
Ayushman Card Helpline Number:
For any help, you can call 14555.
For Ayushman Vay Vandana Scheme, you can give a missed call on 1800-110-770.
Conclusion
Ayushman Bharat Yojana is a very helpful healthcare scheme for poor and needy people in India. It provides free treatment up to ₹5 lakh per family every year, which reduces the financial burden of medical expenses. The process to check eligibility, apply, and use the Ayushman card is simple and can be done online or offline. With cashless treatment in many hospitals, this scheme ensures that everyone can get proper medical care without worrying about money. Ayushman Bharat improves access to healthcare and supports better health for families across the country.
Frequently Asked Questions (FAQs)
- What is Ayushman Bharat Yojana?
Ayushman Bharat is a government health scheme that gives free medical treatment up to ₹5 lakh per year for eligible families in India.
- Who is eligible for the Ayushman Bharat Card?
People whose names are listed in the SECC 2011 data and families meeting rural or urban eligibility criteria under PMJAY can apply.
- How can I apply for an Ayushman Card?
You can apply online through the official website or visit a Common Service Center (CSC) to apply offline.
- What documents are required for an Ayushman Card?
You need an Aadhaar card, ration card, income proof, caste certificate (if required), and contact details.
- What benefits does the Ayushman Card provide?
It provides cashless hospital treatment up to ₹5 lakh per family per year and covers medicines, tests, doctor fees, and hospital stay.
- Can I check my Ayushman Card status online?
Yes, you can check your eligibility and status online by visiting the official website and using your mobile number or Aadhaar.
- How can I use my Ayushman Card in a hospital?
You need to visit an empanelled hospital, show your card and ID, and after verification, you will get cashless treatment.
- What expenses are covered under the Ayushman Bharat Scheme?
The scheme covers treatment, medicines, tests, hospital stay, ICU charges, and expenses before and after hospitalisation.
- What is not covered under Ayushman Bharat?
OPD expenses, cosmetic surgeries, fertility treatments, organ transplants, and some other services are not covered.
- What is the Ayushman Card helpline number?
You can call 14555 for help. For Ayushman Vay Vandana Scheme, you can give a missed call on 1800-110-770.
