To check your CMCHIS card status, go to the official portal cmchistn.com. To check eligibility, click “Am I Eligible” and enter your family ration card number. To check your card / enrollment status or download your e-Card, go to the enrollment section → Member Search / e-Card, enter your URN (Unique Registration Number) or Aadhaar number, and click “Generate e-Card” to download the PDF.
CMCHIS is Tamil Nadu’s free health insurance scheme giving ₹5 lakh per family per year of cashless treatment, with no premium, for families with income below ₹1.2 lakh. Even without the physical card, hospitals can verify you using your ration card or Aadhaar. Helpline: 1800-425-3993.
Table of Contents
ToggleWhat is CMCHIS and What is Card Status?
CMCHIS stands for the Chief Minister’s Comprehensive Health Insurance Scheme. It is Tamil Nadu’s free health insurance scheme, which gives cashless hospital treatment to low-income families.
It is managed by the Tamil Nadu Health Systems Project (TNHSP) and currently run through the United India Insurance Company (UIIC). The current phase runs from 11 January 2022 to 10 January 2027, and it covers about 1.48 crore families.
“CMCHIS card status” means checking three things:
- Eligibility Status – Whether your family qualifies for the scheme.
- Enrollment / Card Status – Whether your family is registered and your card is issued.
- e-Card Download – Getting your digital card (PDF) to use at the hospital.
You can check all of these online at cmchistn.com using your ration card, URN, or Aadhaar number.
CMCHIS Card Status Overview 2026
| Detail | Information |
| Full Form | Chief Minister’s Comprehensive Health Insurance Scheme |
| State | Tamil Nadu |
| Managed By | Tamil Nadu Health Systems Project (TNHSP) |
| Insurer | United India Insurance Company (UIIC) |
| Current Phase | 11 Jan 2022 – 10 Jan 2027 |
| Official Portal | cmchistn.com |
| Coverage | ₹5 lakh per family per year (floater, cashless) |
| Premium | Free (no premium, no registration fee) |
| Income Limit | Below ₹1,20,000 per year |
| Check By | Ration Card / URN / Aadhaar |
| Families Covered | About 1.48 crore |
| Helpline | 1800-425-3993 (Tamil support) |
CMCHIS History: Kalaignar Kaappittu Thittam to CMCHIS
- The scheme first started in July 2009 under the name Kalaignar Kaappittu Thittam (Kalaignar Insurance Scheme).
- It was later restructured and renamed as the Chief Minister’s Comprehensive Health Insurance Scheme (CMCHIS) around 2012.
- Since then it has been renewed in phases, and the current phase runs to January 2027.
So whether you read 2009 or 2012, both are correct , 2009 is the original launch and 2012 is when it became CMCHIS. It is the same scheme family, and today the official name is CMCHIS.
How to Check CMCHIS Eligibility Status Online (Step-by-Step)
Follow these steps:
Step 1: Go to the official website cmchistn.com .
Step 2: On the home page, click on “Am I Eligible”.
Step 3: Enter your family ration card number.
Step 4: Submit the details.
Step 5: The screen shows whether your family is eligible under CMCHIS.
How to Check CMCHIS Card / Enrollment Status by URN or Aadhaar
To check whether your family is enrolled and your card is ready, follow these steps:
- Go to cmchistn.com and open the Enrollment section.
- Click on “Member Search” (or the beneficiary search / e-Card option).
- Enter your URN (Unique Registration Number) or your Aadhaar number.
- Submit to view your registration and card status, along with your family member details.
What is a URN Number in CMCHIS?
URN stands for Unique Registration Number. It is the special ID given to your family when you enroll in CMCHIS. It is like your family’s scheme number.
- The URN is printed on your CMCHIS card.
- You use it to search your member details, check status, and download your e-Card.
- If you do not know your URN, you can search using your Aadhaar number instead, or check at your enrollment centre.
How to Download Your CMCHIS e-Card (Step-by-Step)
Once your family is enrolled, you can download the digital card (e-Card):
Step 1: Go to cmchistn.com .
Step 2: Open the enrollment section and click “Member Search / e-Card”.
Step 3: Enter your URN or Aadhaar number.
Step 4: Check that your family details are correct.
Step 5: Click “Generate e-Card”.
Step 6: Download the PDF and take a printout.
Keep the e-Card saved on your phone, so you always have it ready during an emergency.
Can I Get Treatment Without the CMCHIS Card?
- If your family is already registered, the hospital can verify you using your ration card or Aadhaar number.
- You do not need to carry the physical plastic card for treatment.
- The hospital’s CMCHIS help desk checks your details in the system and starts the process.
Keep a photo of your card or the e-Card PDF on your phone. Also carry your ration card and Aadhaar card.
CMCHIS Eligibility: Who Can Get the Card?
You are eligible if:
- You are a permanent resident of Tamil Nadu.
- Your name should be on the family ration card.
- Your family’s annual income is below ₹1,20,000.
Also eligible (special groups):
- Sri Lankan refugees with a valid migration certificate (no income limit applies).
- Families already listed under the central PMJAY (SECC) database, automatically covered.
- Certain groups like transgender persons, construction workers, street vendors, and destitute women — eligible even without income proof.
Family here means the member, spouse, children, and dependent parents.
Documents Required for CMCHIS Enrollment
Keep these documents ready for enrollment:
- Family Ration Card (all members’ names)
- Aadhaar Card of every family member (mandatory)
- Income Certificate from the VAO / Revenue authorities
- Self-declaration from the head of the family
- Passport-size photographs
- Migration certificate (for Sri Lankan refugees)
Aadhaar is required for each member, so make sure everyone’s Aadhaar is ready before you go.
How to Enroll for CMCHIS (If Not Registered Yet)
If your status shows you are not registered, you can enroll:
- Visit your nearest CMCHIS Enrollment Centre, e-Sevai centre, or the Collectorate.
- Take your ration card, all members’ Aadhaar, and income certificate.
- Fill the enrollment form and submit the documents.
- Your details are verified and registered in the system.
- You get your URN, and the card is issued.
usually 1 to 2 weeks, depending on the centre. Some families get temporary approval on the spot. Enrollment is completely free, there is no premium and no registration fee.
CMCHIS Coverage and Benefits
Here is CMCHIS card gives you:
- ₹5 lakh per family per year, on a floater basis (shared by the whole family).
- Cashless treatment at empanelled government and private hospitals.
- No premium, the government pays for you.
- No waiting period for pre-existing diseases, cover starts from day 1.
- Over 1,000 medical and surgical procedures (sources cite different counts, so check the current list on the portal), plus diagnostic procedures and high-end procedures.
- Covers big treatments like heart surgery, cancer care, and organ transplants (kidney, liver, heart).
- Follow-up treatment, tests, medicines, and food during admission are covered.
- Paediatric surgeries covered from newborn to age 18.
- You can be treated anywhere in Tamil Nadu, not just your own district.
What is NOT Covered by CMCHIS?
It is important to know what the scheme does not cover:
- Outpatient (OPD) care is not covered , only inpatient treatment (when you are admitted).
- General health check-ups and normal consultations are not covered.
- Treatments not on the approved list are not covered.
- Costs above the ₹5 lakh yearly family limit are not covered.
So always check with the hospital’s CMCHIS desk whether your specific treatment is covered before admission.
CMCHIS and Ayushman Bharat (PMJAY): How They Work Together
Tamil Nadu merged the central scheme into its own:
- CMCHIS is the state scheme; Ayushman Bharat (PMJAY) is the central scheme.
- In Tamil Nadu, the two are converged (joined together) — so CMCHIS is the main platform used.
- This means more families are covered, because CMCHIS uses the state income rule (below ₹1.2 lakh), while PMJAY covers only the central SECC list.
- PMJAY (SECC) families are automatically included in CMCHIS.
So you usually do not need a separate Ayushman card in Tamil Nadu — the CMCHIS card is your main health card.
How to Find CMCHIS Empanelled Hospitals
Your card works only at empanelled hospitals. To find one:
- Go to cmchistn.com and open the “Empanelment” → “Empanelled Hospital List” section.
- Select your district and speciality.
- The list of empanelled hospitals near you appears.
There are over 1,700 empanelled hospitals (some sources cite a higher number) across Tamil Nadu, including both government and big private hospitals, in urban and rural areas. You can also ask at the hospital’s front desk whether they accept CMCHIS.
Why is CMCHIS Card Status Not Showing?
If your status does not show or says not eligible, here are the common reasons:
- Not enrolled yet — your family never registered at an enrollment centre.
- Income above ₹1.2 lakh — you do not meet the income rule.
- Name not on the family ration card.
- Details mismatch between Aadhaar, ration card, and the record.
- Aadhaar is not linked to your URN.
- New enrollment is still processing (takes 1–2 weeks).
How to Correct, Replace, or Reissue a CMCHIS Card
Here are the simple fixes:
- Card lost or damaged: Visit your enrollment centre or government hospital to get the card reissued.
- Not enrolled: Enroll at an enrollment centre / e-Sevai / Collectorate with your documents.
- Details wrong: Get them corrected at the enrollment centre with proof.
- Aadhaar not linked: Use the Aadhaar–URN linking option on the portal or at the centre.
- New member (newborn/marriage): Add the member to your ration card first, then update your CMCHIS record.
CMCHIS Helpline Number
If your card or status problem is not solved, you can get help here:
- CMCHIS Toll-Free Helpline: 1800-425-3993 (24-hour call centre, Tamil support)
- Project Office: No. 226, Om Sakthi Towers, Kilpauk Garden Road, Kilpauk, Chennai – 600010
- TNHSP Office: 3rd Floor, DMS Annex New Building, 259 Anna Salai, Teynampet, Chennai – 600006
- Nearest Enrollment Centre / e-Sevai centre
- Hospital CMCHIS help desk
Conclusion
Checking your CMCHIS card status is simple. Go to cmchistn.com, click “Am I Eligible” and enter your ration card number to check eligibility, or open Member Search / e-Card and enter your URN or Aadhaar to check your enrollment and download your e-Card.
CMCHIS gives ₹5 lakh per family per year of cashless treatment, with no premium and no waiting period for pre-existing diseases, for families earning below ₹1.2 lakh. It covers over 1,000 procedures at 1,700+ empanelled hospitals, and it is converged with Ayushman Bharat (PMJAY).
Remember, you can get treatment even without the physical card using your ration card or Aadhaar. If you are not registered, enroll free at an enrollment centre with your ration card, all members’ Aadhaar, and income certificate. For help, call 1800-425-3993.
Frequently Asked Questions (FAQs)
1. How can I check my CMCHIS card status online?
Go to cmchistn.com, open the enrollment section, click “Member Search / e-Card”, enter your URN or Aadhaar number, and submit to view your registration and card status along with your family member details.
2. How do I check if I am eligible for CMCHIS?
On cmchistn.com, click “Am I Eligible”, enter your family ration card number, and submit. The screen will show whether your family qualifies under the scheme.
3. What is a URN number in CMCHIS?
URN means Unique Registration Number — the special ID given to your family at enrollment. It is printed on your card and is used to check status and download your e-Card. If you do not know it, search using your Aadhaar.
4. How do I download my CMCHIS e-Card?
Go to cmchistn.com, open the enrollment section, click “Member Search / e-Card”, enter your URN or Aadhaar, verify your details, click “Generate e-Card”, and download the PDF.
5. Can I get treatment without the physical CMCHIS card?
Yes. If your family is registered, the hospital can verify you using your ration card or Aadhaar number. Still, it is best to keep the e-Card PDF or a photo of your card on your phone.
6. Who is eligible for the CMCHIS card?
Permanent residents of Tamil Nadu whose name is on the family ration card and whose annual family income is below ₹1,20,000. Sri Lankan refugees with a migration certificate, PMJAY (SECC) families, and groups like transgender persons and street vendors are also covered.
7. Is there any premium or fee for CMCHIS?
No. CMCHIS is completely free for eligible families — there is no premium and no registration fee. The government pays for your cover, and treatment is cashless at empanelled hospitals.
8. How much coverage does the CMCHIS card give?
It gives up to ₹5 lakh per family per year on a floater basis, covering over 1,000 procedures, diagnostics, and high-end treatments like organ transplants, with no waiting period for pre-existing diseases.
9. Does CMCHIS cover outpatient (OPD) treatment?
No. CMCHIS covers only inpatient care, meaning treatment when you are admitted to the hospital. General health check-ups and normal outpatient consultations are not covered.
10. What is the CMCHIS helpline number?
The CMCHIS toll-free helpline is 1800-425-3993, a 24-hour call centre with Tamil support. You can also visit your nearest enrollment centre, e-Sevai centre, or the hospital’s CMCHIS help desk.
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